Buy Ripple XRP

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  • Lowest trading fees: 0.15%
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  • Maximum safety with Proof of Reserves
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What is Ripple (XRP)?

Ripple is a blockchain-based digital payment network and protocol that uses the XRP Ledger blockchain. Ripple's coin is XRP. This is the crypto with which you can carry out transactions on the network. Ripple earns money by offering fast and cheap cross-border payments and crypto-liquidity services to companies such as large banks. They aim to achieve this with RippleNet, a network that connects financial institutions, enabling cross-border payments. RippleNet is seen as an alternative to the existing SWIFT system.

Use and partners

Many banks and financial institutions work with Ripple to make their cross-border payments more efficient. Ripple offers solutions such as xCurrent (for faster payments), xRapid (uses XRP) and xVia (for companies to integrate payments).
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Network information

Name
Ripple
Ticker
XRP
Network name
Ripple network
RPC URL
https://xrpl.org/docs/tutorials/public-servers
Explorer URL
https://livenet.xrpl.org/

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  • Market order

    Buy Ripple instantly at the best available price. Ideal for quick and easy purchases.

  • Limit order

    Set your maximum price for Ripple. Your order will be executed when your limit price is reached on the market

  • Auto Invest

    Automate your crypto purchases on a daily, weekly, bi-weekly, or monthly basis.

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FAQ

  • How to buy Ripple?

    Follow the steps below to easily and securely buy Ripple.

    1. Sign up

      Create an account with a reputable crypto platform like Finst.

    2. Deposit EUR

      Deposit Euros using payment methods like iDEAL, Bancontact, or SEPA.

    3. Start investing

      Buy Ripple and securely store it on our platform.

  • Can I automatically invest in Ripple on a recurring basis (DCA)?

    Yes, with Auto Invest, you can set up daily, weekly, bi-weekly, or monthly purchases of your favorite crypto using the Dollar Cost Averaging (DCA) strategy. Create your own investment plan and DCA Ripple without any action required or additional fees.

    Do you prefer to store your crypto on your external wallet? At Finst, we have various cryptocurrencies enabled for automatic withdrawals, which are sent straight to your wallet after each recurring purchase.

  • What fees do I need to pay when buying Ripple?

    When you buy Ripple through Finst, you benefit from the most competitive trading fees of 0,15% per transaction.

    Any fees you may encounter when trading crypto are clearly shown for every transaction on our platform.

    It's important to note that network fees are outside of our control, as they are determined by the blockchain networks themselves.

    This means that while network fees may vary depending on the blockchain and current demand, our trading fee remains consistent, helping you better manage your transaction costs.

  • Which order types can I use to buy Ripple?

    At Finst, we support several order types to buy Ripple: Market Order, Limit Order, and Auto Invest (DCA).

    - With a Market Order, you buy Ripple instantly at the best available market price.

    - Do you want to buy Ripple at a lower price? With a Limit Order, you set the maximum price you're willing to pay for Ripple. Your order will be executed once your limit price is reached on the market.

    - Do you want to invest in Ripple without constantly checking the market? With Auto Invest, you can schedule automatic and recurring purchases. Whether you want to buy daily, weekly, bi-weekly, or monthly - you choose the frequency.

  • Can I use limit order to buy Ripple?

    Yes, on our platform, you can easily buy Ripple with a Limit Order. This allows you to set the maximum price you're willing to pay. Your order will be executed once the price of Ripple reaches your limit price or lower.

    A Limit Order is ideal if you want to wait for a better price without constantly monitoring the market.

  • Is it safe to buy Ripple?

    Yes, it is safe to buy Ripple through Finst. We are registered as a Crypto Service Provider (no. R189158) with the Dutch Central Bank (DNB), and we are the first and only Dutch crypto platform that successfully obtained a Proof of Reserves (PoR) from an independent and reputable audit firm (Audit Now). At Finst, your assets are segregated and held on a 1:1 basis, plus reserves.

  • Is it legal to buy Ripple?

    Yes, buying Ripple is legal in Europe. However, we advise you to do your own research before making a purchase.

  • Can I buy Ripple anonymously?

    No, due to laws and regulations, it is not possible to buy Ripple or other cryptocurrencies anonymously on a regulated crypto platform in Europe.

  • Can I buy Ripple with iDEAL?

    Yes, at Finst, you can easily buy Ripple with iDEAL. We also support popular payment methods like SEPA and Bancontact.

  • Do you have to buy one Ripple?

    At Finst, you can start investing in Ripple with as little as €1. For many coins, it is not necessary to buy a whole coin.

  • What are the risks of investing in Ripple?

    Investing in cryptocurrencies like Ripple involves risks of losses. You can lose (part of) your deposit. Before you decide to buy Ripple, it is important to understand the risks.

    Volatility: The price of Ripple can fluctuate significantly. This means that its value can rise and fall quickly.

    No guaranteed profit: Previous price increases do not guarantee future returns. Therefore, only invest money that you can afford to lose.

    External factors: The price of Ripple is influenced by external factors, such as economic conditions and the actions of influential individuals, governments, and institutions. These factors can have a positive or negative impact on the price.

  • How to store Ripple?

    You can securely store your Ripple in your Finst wallet. Some cryptocurrencies also support external wallets, allowing you to send your crypto to your own wallet if desired. We use state-of-the-art security measures to keep you and your crypto safe.

    We work with Fireblocks, one of the most trusted crypto security infrastructure providers, to safely store your Ripple. They make use of Multi-Party Computation (MPC) technology which is an advanced cryptographic technology used to protect your digital assets.

    Additionally, Finst is the first and only Dutch crypto platform that has successfully conducted an extensive Proof of Reserves (PoR) audit. With Finst, your assets are segregated and held on a 1:1 basis, plus reserves.

  • Can I send my Ripple to an external wallet?

    Yes, you can send your Ripple to an external wallet. With Finst, you can easily send your Ripple to a hardware or a software wallet.

  • Can I store Ripple on a hardware wallet?

    Yes, you can store Ripple (XRP) on hardware wallets such as Ledger or Trezor.

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How does Ripple (XRP) work?

Ripple is the company, XRP Ledger is the technology (the software), and XRP is the cryptocurrency used within that system. The XRP Ledger is not a fork of Bitcoin, but it does have a few similarities. Like Bitcoin, it uses cryptography. If you want to send XRP, you need a digital signature to prove that you are the owner.

But here it becomes different: Ripple does not work on a classic blockchain like Bitcoin. Instead, it uses a faster and more efficient system, which allows transactions to be processed at lightning speed. That is one of the reasons why banks and payment services are interested in Ripple.

Also important: there is no mining with XRP. So you don't need expensive computers to keep the network running. Instead, transactions are approved by special servers called 'unique nodes'. These work together and check which transactions are valid. If at least 80% of these nodes agree, the transaction is considered valid and is processed.

In short: Ripple and XRP work differently than Bitcoin, but have a smart and fast system that is especially useful for large financial institutions.

Who are the founders of Ripple (XRP)?

Ripple was founded in 2012 by Chris Larsen and Jed McCaleb. Larsen is a well-known investor active in the fintech sector, while McCaleb is an entrepreneur who was involved in the founding of the former Bitcoin trading platform Mt. Gox.

They came up with Ripple to use blockchain technology to make international payments faster and cheaper than traditional systems such as SWIFT.

The history of XRP

- 2004 – Ryan Fugger invents Ripple while working on a system for commercial transactions.

- 2005 – The first version of Ripple is launched.

- 2011 – Jed McCaleb develops a digital currency that works on the basis of consensus instead of mining.

- 2012 – Fugger transfers his project to McCaleb and Chris Larsen, who then found OpenCoin.

- 2013 – OpenCoin acquires SimpleHoney and changes its name to Ripple Labs Inc. McCaleb leaves with a large amount of XRP (worth billions) and starts Stellar (Lumen).

- 2015 – Ripple Labs Inc. is sued and ordered to pay $700,000. They change their name to Ripple.

- 2016 – Ripple receives a license for digital currency.

- 2017 – 2018 – Ripple is sued by R3, settles the case, and then sues R3 back. They eventually settle it out of court.

- 2018 – Ripple gains popularity among financial institutions, especially in Asia and with the Spanish bank Santander.

- 2020 – The SEC sues Ripple for selling unregistered securities.

- 2022 – The lawsuit against Ripple is still ongoing. Ripple's legal advisor Stuart Alderoty accuses the SEC of pulling a 'rugpull', because the case has caused a lot of damage to XRP and its investors.

- 2023 – Ripple expects a verdict in the case and hopes to finally move forward after that.

- 2024 – Ripple reaches a market capitalization of more than $170 billion and a new all-time high. There are rumors that certain banks will start using Ripple in the future.

The advantages of XRP

The Ripple network is known for its speed and efficiency. Compared to many other cryptocurrencies, XRP offers a number of clear advantages. We will explain them to you below:

1. High speed

XRP processes a transaction within a few seconds. Even with large amounts, the network can handle this effortlessly. That is why the network is considered extremely suitable for the banking world. A transaction is usually finalized within 3-5 seconds.

2. Low transaction costs

Unlike many other cryptocurrencies, such as Ethereum, the Ripple network has very low transaction costs. On average, you only pay $0.0002 per transaction. This makes it extremely cheap and even suitable for small payments.

3. Transactions per second

The XRP ledger can validate and add up to 1,500 transactions per second (TPS) to the blockchain. Thanks to this high number, the network offers globally scalable solutions, for example for banks.

4. Proven stability

The XRP Ledger has been running without major interruptions since 2012. This makes it one of the most reliable and stable decentralized networks in the crypto world.

5. Environmentally friendly alternative

Unlike cryptocurrencies such as Bitcoin, which use energy-intensive Proof-of-Work mining, XRP is much more sustainable. The network is no less than 61,000 times more energy-efficient than a Proof-of-Work blockchain. This means that transactions can be processed with a minimal ecological footprint.

Distributed and secure network

The XRP Ledger is managed by a network of more than 150 validators. Together, these validators ensure that no fraud is committed on the network.

XRP collaboration with universities

Blockchain technology is not just something new in the financial market. XRP also collaborates with universities around the world. For example, XRP collaborates with TU Delft. In total, there are more than 50 universities in 20 countries with which they collaborate. This initiative is also known as Ripple's University Blockchain Research Initiative (UBRI).

What is Ripple Impact?

Ripple is committed to a better world. Ripple Impact is a partnership for a fair economy. According to Ripple, everyone should have the right to a fair economy. The organization is supported by big names such as Bill Gates, the World Economic Forum and Energy Web.

Ripple Impact is an initiative that focuses on creating a sustainable, inclusive and fair economy. By collaborating with organizations such as the Bill & Melinda Gates Foundation, World Economic Forum, Rippleworks, Crypto Climate Accord, XRP Ledger Foundation and Energy Web, Ripple is committed to positive change on a global scale.

Ripple believes that financial inclusion is a fundamental right. Billions of people worldwide still do not have access to a bank account, which severely limits their economic opportunities. The adoption of crypto and blockchain technology can change this. In emerging markets, everyone should be able to transfer money at low cost, for example to buy fruit at a local market. Thanks to XRP, this is possible.

In addition, Ripple is working with governments to develop Central Bank Digital Currencies (CBDCs), giving more people access to financial services through the democratic power of blockchain technology. In collaboration with partners and customers, Ripple strives to make financial systems more accessible and efficient for everyone.

In addition to financial inclusion, Ripple is also committed to sustainability. The company is a co-founder and actively involved in the Crypto Climate Accord and the WEF's Crypto Impact and Sustainability Initiative. Moreover, the XRP Ledger is completely CO2-neutral, and Ripple aims to make its entire ecosystem climate-neutral by 2030.

What is Ripple's Central Bank Digital Currency (CBDC) Platform?

Ripple has developed a special CBDC platform that allows central banks to create and manage their own digital currencies. Sound complicated? Don't worry, I'll explain it to you step by step. This platform ensures that digital currencies can be issued, used and even destroyed easily and securely if necessary. What's more, it works super fast and uses almost no power.

Here's how it works:

1. Onboard: The CBDC platform can be linked to existing systems without hassle via standard APIs. This means that banks don't have to rebuild everything to participate.

2. Mint: Banks can mint their own digital currency with the help of extra security, such as cryptographic multi-signing. This prevents fraud and ensures that only authorized parties can create new coins.

3. Distribute: Once the CBDCs have been created, they can be distributed to banks and other financial institutions, which can then offer them to you.

4. Transact: This is where it gets interesting. Payments with CBDCs are completed within 3 to 5 seconds. What's more, thanks to smart technology, you can trade between different blockchains and even across national borders.

5. Redeem: Do you have digital currency, but would you prefer to use euros or dollars instead? No problem. The platform makes it possible to convert CBDCs back into traditional money.

6. Destroy: Banks can securely destroy digital currency if necessary. This allows them to maintain control over the amount of money in circulation and prevent inflation.

What makes this system so special? It is fast, secure and scalable. It works with smart contracts, which means that everything runs automatically and without errors. And perhaps best of all: it respects your privacy and uses hardly any energy. In short, Ripple's CBDC platform offers a smart, sustainable solution for the future of digital money.

How to use XRP?

XRP is more than just a digital currency; it has real applications in the financial world and beyond. Here are a few ways in which XRP is used:

1. For financial institutions – Banks and other companies can use XRP as a bridge between different currencies. This makes international payments faster and cheaper, without having to first exchange dollars or euros.

2. For individuals – Want to send money to someone on the other side of the world without going through a bank? You can with XRP. The network processes transactions super fast and at minimal cost.

3. For developers – XRP Ledger is open source, which means developers can build their own apps and financial tools on it. And the best part is that it is also environmentally friendly, because it uses hardly any energy.

What is Ripple's Liquidity Hub?

Ripple's Liquidity Hub is a smart platform that helps companies easily switch between traditional money and crypto. Think of it as a bridge between the old and the new financial world.

What makes Liquidity Hub so useful?

- It is a ready-made global liquidity and payment platform, specially designed for companies.

- It supports multiple digital assets, allowing companies to act flexibly.

- Thanks to smart order algorithms, companies automatically get the best price for their transactions, without hassle.

With Liquidity Hub, companies can effortlessly transition to a future where crypto and traditional currencies come together.

Do I need a Ripple Wallet?

Do you want to buy Ripple (XRP) and are wondering where you can store it safely? Finst offers several options for storing your XRP. We explain the possibilities below:

Finst Wallet

When you buy XRP through Finst, you can choose to store your tokens directly in the built-in Finst Wallet. This is a user-friendly and secure way to store your crypto assets. You can access your wallet anytime, anywhere via both mobile devices and desktop.

External Wallets

If you prefer to have more control over your XRP, you can choose to transfer your tokens to an external wallet. To do this, you need to add an external wallet address to your Finst account. Once this is set up, you can withdraw and send your XRP to your chosen external wallet. An example of this would be your own Ripple Wallet. Please be aware that withdrawals via an unsupported network can result in the permanent loss of your cryptocurrencies.

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